How much home can I afford?

Estimate your buying power in Luxembourg using income, down payment, current debt and core acquisition costs.

1Simulator
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Comfort charge: 2.400 €
20 years
1015202530

Interest rate: 4,2%

2Result
AffordableAvoid
40%45%
You can afford a home around434.900 €
Target monthly payment2.400 €
Debt-to-income ratio40%
Estimated income left3.600 €
Home price434.900 €
+ Acquisition costs443 €
+ Bank and notary costs3.862 €
= Amount to finance439.205 €
- Down payment50.000 €
= Estimated mortgage389.205 €
Monthly mortgage payment2.400 €

Model and assumptions

The calculation targets a maximum total debt charge of 40% of net monthly income, with a stretched indicator at 45%. Acquisition costs are estimated by property type, the Luxembourg tax credit is applied for a primary residence and closing costs include estimated notary and banking fees. This simulation is indicative and does not replace a bank offer.